You can opt to pay your fee in a single installment or over the course of 12 months. The fee is calculated at 1.5 percent of your Modified Adjusted Gross Income. Instead, you pay a one-time fee for services based on your income. As a pregnant woman enrolled in MCAP, you receive comprehensive medical coverage without paying copayments or deductibles.
This differs slightly under the MCAP program. If you’re enrolled in a Medi-Cal managed care health plan, you pay little to no money for services you receive while pregnant. How Medi-Cal Maternity Insurance Differs From Covered California If you have health insurance but your plan does not provide coverage for your pregnancy-related medical needs or requires you to pay over $500 for your maternity-only deductible or copayment, you are also eligible for MCAP coverage. The Medi-Cal Access Program (MCAP) helps pregnant women in middle-income families who can’t afford health insurance and have an income that places them out of range for receiving regular Medi-Cal benefits at a low or no cost. What Is MCAP and Who Is Eligible for Services?
If you’re a middle-income family and find yourself in need of maternity coverage, you may be eligible to enroll in the Medi-Cal Access Program (MCAP). You need a maternity insurance plan that will cover your doctor’s visits, prenatal tests, hospital stay for your delivery, potential hospitalizations due to complications and much more. But, what happens when your household income is too high to meet the low-income Medi-Cal eligibility requirements for services, but not high enough to afford maternity and prenatal care? You could be stuck paying a significant amount in out-of-pocket expenses throughout your pregnancy.
ANTHEM NEW BABY NEW LIFE PROGRAM FREE
If you’re pregnant and uninsured or have a low income, you can receive free or low-cost maternity care when you enroll in a Medi-Cal managed care plan. All pregnant and new mothers deserve access to medical and prenatal care, but that’s not always possible. A healthy baby begins with a healthy mother.
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